I have been pretty happy with my new car, but I am even more happy now that I got $600 back after paying for it!
When filing away my papers, I remembered that the invoice had a charge of $595 for an “appearance package,” which I was told included wheel locks, mud flaps, floor mats, and [...]
Jean Chatzky’s book Pay It Down is a great personal finance book. It is full of ways to reduce monthly expenses in order to pay down debt. Even if you are not trying to pay down debt, the ideas can be used to free up more cash.
My favorite part of the book is a script [...]
After giving her a copy of On My Own Two Feet, my cousin asked about getting her first credit card.
When deciding whether or not to get a credit card, one of the biggest things to consider is if you can pay it off each month. Using a credit card responsibly builds a good credit history, [...]
Financial markets have been reeling for months after large losses in subprime mortgages. My take on the subprime mess is that too much credit went to too many people too easily.
Individuals qualified for more credit by taking out an ARM (adjustable rate mortgage) than they could have borrowed with the more traditional 30-year FRM (fixed [...]
In the mail recently, I received a letter telling me that I “deserve the opportunities that come with a larger credit line” and that my credit line has been automatically increased by 20%.
What the credit card issuer might have in mind is a vacation to celebrate finishing grad school, a shopping spree for a wardrobe [...]
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